How Financial Knowledge, Experience, and Attitude Shape Financial Behavior of Micro, Small, and Medium Enterprises’ Owners in Pekanbaru?. InJBM : Integrated Research Journal of Business and Management, [S. l.], v. 2, n. 1, p. 229–247, 2025. Disponível em: https://icess.uin-suska.ac.id/index.php/injbm/article/view/285. Acesso em: 6 dec. 2025.