Tapping into the Future: What Drives Generation Z to Adopt Digital Payments? . InJBM : Integrated Research Journal of Business and Management, [S. l.], v. 1, n. 2, p. 148–169, 2025. Disponível em: https://icess.uin-suska.ac.id/index.php/injbm/article/view/256. Acesso em: 6 dec. 2025.