Optimization of Islamic Social Finance in Supporting the Achievement of SDGs: An Empirical Study in Pekanbaru
DOI:
https://doi.org/10.5281/Keywords:
Islamic Social Finance, SDGs, Sustainable Development, Economic EmpowermentAbstract
This research analyzes the optimization of Islamic social finance in supporting the achievement of the Sustainable Development Goals (SDGs) in Pekanbaru City. Using a qualitative case study approach, this research examines the role of zakat, infaq, sadaqah, and waqf (ZISWAF) in economic empowerment, education, and poverty alleviation. The research results show an increase in the collection of ZISWAF funds, but its effectiveness is still limited due to the dominance of consumer programs and a lack of synergy between institutions. The main challenges include management aspects, financial literacy, and program sustainability. Nevertheless, opportunities for optimization are evident thru productive zakat, social investment waqf, and the digitalization of management. This research recommends an integrative ZISWAF-based empowerment model that is adaptable to the characteristics of urban communities in order to strengthen its contribution to the SDGs, particularly poverty eradication, sustainable economic growth, and inequality reduction.
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