The Influence Of Financial Literacy, Fintech Payment, And Locus Of Control On The Financial Management Behavior Of The Millennial Generation At Bina Widya Pekanbaru
DOI:
https://doi.org/10.5281/Keywords:
Financial literacy, fintech payments, locus of control, financial management behaviorAbstract
The purpose of this study is to determine whether the influence of financial literacy, fintech payment and locus of control on the financial management behavior of the millennial generation in Bina Widya, Pekanbaru Riau. Data collection techniques using questionnaires. The population in this study is the entire millennial generation community in Bina Widya. In this study, a sample of 96 respondents used purposive sampling techniques. The data analysis used is quantitative with multiple linear regression method. Based on partial tests, from this test it can be seen that the financial literacy variables have a significant effect on financial management behavior, while the fintech payment variable has a significant effect on financial management behavior and the locus of control variable has a significant effect on financial management behavior. All independent variables have a combined contribution of 55.2% to the dependent variable. Meanwhile, 44.8% were influenced by other variables that were not studied in this study.
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